Changing Jobs?
Changing Jobs… Don’t move your 401-K plans into your new employer’s 401-K plans. Why? Reason… you can move it to a personal IRA plan with more options, better protection from…
Pension Maximization By the Numbers
So, you have a pension. That’s great news. In fact, it is probably worth more than most 401-K plans. How so? First of all, your monthly retirement income is payable…
Athene BCA Honored with Best FIA of the Year Award at SPi USA
In 1995, I began to focus on Retirement plans for consumers. At that time, we were in one of the biggest stock market booms. Remember, Bill Clinton was president. And…
The Market, it’s up and then it’s down
Ok, the market. It’s up and down.In 2022, the market lost almost 20%. In early 2023, it came back about 8% and then it lost 4%.To date, 2023, the market…
Retirement Poem “What the Hell”
I reached retirement and they said life would be swellThen gas went from $149 to $349, I said “What the Hell” Then I saw the cost of bacon go up like…
Historical Performance – Stock Market Returns
Whether you are looking at the stock market as a whole, Dow Jones Today (djia), the S&P 500 or any other number of “equity based” investments, you will find a…
How do you Avoid Losing Money In the Market?
By not investing into anything where you can lose money. And that isn't the stock market.