By not investing into anything where you can lose money.  And that isn’t the stock market.

For most in retirement, they have some form of retirement savings.

Most will have enough saved along with Social Security retirement to manage the everyday cost of living.

If they don’t lose it!

Return of principal is now more important now than return on principal.

So how do you guarantee that you will not lose money?

By not investing your hard earned, hard saved retirement into anything where you can lose money.  And that isn’t the stock market, your nephew who wants to borrow money from you to start up a “can’t fail” business opportunity, or any number of other places where you might invest.  If it doesn’t have a guarantee, you can lose money.

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