Social Security “Marriage Penalty”.
You and your spouse are all set for retirement. You both are drawing or will draw Social Security Checks. Together, with additional 401-K plans, Thrift Saving Plans, or additional personal saving will be enough to provide for a comfortable retirement. But there is a Marriage Penalty that needs to be provide for.
Seventy-seven percent of all retirees run out of money during retirement. The “lion share” of these retirees are surviving spouses. Why?
Because when their spouse dies, they will lose 1/3 to 1/2 of their Combined Social Security Retirement income. It doesn’t matter if both spouses paid Social Security Taxes for 30 years. They are still going to see a reduction in their retirement income. Why?
Because the surviving spouse can only draw one Social Security Retirement check. When that happens, there is a good chance that the survivor will have to draw more money out of the 401-k, Thrift Savings plans etc. Why?
Well, that’s about the time that their 15-year-old car breaks down. Costing thousands of dollars. That about the time, the home, now 45 years old has to have major repairs. Like a new roof, costing thousands of dollars. Like a major plumbing issue, costing thousands of dollars. Maybe property taxes doubled over the years. Costing thousands of dollars. Since the spouse is getting older, they incur more medical expenses. Costing thousands of dollars. Overall, because of this and the reduction in their Social Security Retirement income, they have no choice but to liquidate other holdings like 401-K, Thrift Savings etc.
The bottom line, many of these surviving spouses wind up with only Social Security Retirement Income as their sole source of income. How would you like to try and navigate that when you’re 85 years old, alone perhaps and with no way to replace these retirement income sources?
What if I told you that it is possible to keep that from happening? Hi, my name is Dave Gilliland. I am a 50 Year Veteran of the insurance and financial industry. I am also a Certified Specialist with The Corporation of Social Security Strategies.
We have designed a way to “Off-Set” the coming Social Security Retirement income reductions that are coming. Not everyone will qualify for this program that we call “Social Security Retirement Off-Set Plan”
To see if you qualify, watch the 7-minute video that I’ve prepared and then leave your contact information, and we will contact you to have a 5-minute telephone interview to see if you can qualify.
Click Here
Dave Gilliland
